Offering personal lending and financial services to CPS Energy® employees and their families since 1938

Auto Loan vs. Leasing a Car.  What’s Better?

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AFTER HOURS DEBIT CARD ISSUES

866.842.5208

CAMDEN LOCATION

210.353.2376

NAVARRO LOCATION

210.353.2169

24-HOUR AUTOMATED SERVICE LINE

210.277.1428

LENDING

AUTO LOANS

Our rates are great for car loans in San Antonio!

We make it easy to apply for an auto loan with CPS IBEW Federal Credit Union. In minutes, you can complete the online, pre-approval loan application and you’ll receive a response in less than 24 hours. Or, visit one of our convenient locations and we’ll help you fill out the application form. Concerned about your credit rating? We can build a customized plan for you. Our auto loan interest rates are as low as 2.8%. If you’re looking for a better rate on your current auto loan, ask about our refinancing options.

Fast Facts

  • Highly competitive rates
  • Fast closing and approval
  • Pre approval next business day
  • Easy refinancing
  • Flexible payment term from 12 to 72 months
  • Unlike many auto loans, no early payoff penalty

Shopping for a quality used vehicle?

CPS IBEW FCU and Enterprise Car Sales can help!
Some of the best car deals on the market can be found in Enterprise inventory of used cars, trucks and SUVs for sale. Enterprise offers an excellent choice of used vehicles with one of the industry’s best vehicle warranties.

Quality certified used cars for sale
All used cars for sale at Enterprise are checked by an ASE-Certified technician and must pass a thorough inspection. Every vehicle comes with The Perfect Used Car Package.
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Affordable price with no haggling
 You will love Enterprise’s no haggle prices, which makes it easy to compare used cars with less hassle and find a low price.  And, get top value for your trade based on NADA Guide.
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Shop cars for sale online—or in person!
 You can view the complete inventory of used cars online. Cars for sale outside your area can be transported to a local dealer.
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Get pre-approved before you shop
 CPS IBEW FCU offers some of the lowest rates in town. Apply for pre approval today and receive a response next business day.
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“With a pre-approved auto loan from the credit union, I walked into the dealership knowing what I could spend, and the amount of the monthly payments. And the dealership couldn’t beat the credit union’s interest rate.”

JARED HOLBROOK

Credit Union Member since 1992