TRAVEL SMART: KEEP YOUR MONEY SAFE

It’s great to travel again, isn’t it? Whether you hit the road or the air, you’re likely doing some traveling this summer to make up for lost time. Unfortunately, scams and theft can derail a family vacation in no time. Watch for the following new and classic ways travelers are being targeted, along with tips to prevent them—or at least spot them before they lead to more trouble.

Airline ticket websites

The Better Business Bureau is warning of an uptick in third-party airline ticket booking scams. These websites could strike when you’re most vulnerable: you’re at the airport and your flight has been canceled. “A quick search on the internet for the airline customer service locates a phone number, and you click to call,” the CDC says…but it’s not the airline at all, and the fees they charge to supposedly change your ticket will be fraudulent. When booking or revising a trip, be sure that you’re calling or accessing the website of the airline or trusted third-party that you’ve used before.

Vacation home rentals

Renting a vacation home is a popular alternative to traditional hotel lodging. But, as this trend grows, so do the chances of being scammed. Although not infallible, one of the best ways to protect yourself from vacation rental money scams is by using a well-respected website like Vrbo or Airbnb to book your stay. These websites usually offer some level of vetting and scam protection. Plus, be skeptical of deep discounts and free stays, avoid paying by cash, check or wire transfer if possible, and read the fine print for up-charges and unfair policies.

ATM machines

When it comes time to withdraw additional cash while on vacation, be aware of your surroundings. First, only approach ATMs in areas that are safe and comfortable. Then, look for damage, lose equipment, or anything out of place that would indicate a card skimmer or tampering (the same is true for gas pumps, by the way). Third, be efficient and discreet with the transaction—from entering your PIN to taking the money (in other words, “get in and out” quickly). Fourth, be aware of anyone following you. It’s rare but possible for criminals to follow victims from an ATM to their next location (a hotel, restaurant or park, for instance), where they then break into the car to get the money or, worse yet, rob you as you exit the vehicle.

Debit cards

While they may seem identical, debit cards are different from credit cards in one key area: Debit cards are tied directly to your checking account. Avoid using a debit card freely online, in brick-and-mortar stores you’ve never visited before, or with businesses who either aren’t reputable or don’t have good fraud protection practices in place. To help reduce the potential for fraudulent activity, rather than signing the back of your credit or debit cards, you can write “see photo ID” for verification.