Offering personal lending and financial services to CPS Energy® employees and their families since 1938

Auto Loan vs. Leasing a Car.  What’s Better?

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AFTER HOURS DEBIT CARD ISSUES

888.263.3370

CAMDEN LOCATION

210.353.2376

LOST OR STOLEN CREDIT CARD

1.800.599.7889

LENDING

AUTO LOANS

Our rates are great for car loans in San Antonio!

We make it easy to apply for an auto loan with CPS IBEW Federal Credit Union. In minutes, you can complete the online, pre-approval loan application and you’ll receive a response in less than 24 hours. Or, visit one of our convenient locations and we’ll help you fill out the application form. Concerned about your credit rating? We can build a customized plan for you. Our auto loan interest rates are as low as 3%. If you’re looking for a better rate on your current auto loan, ask about our refinancing options.

Fast Facts

  • Highly competitive rates
  • Fast closing and approval
  • Pre approval next business day
  • Easy refinancing
  • Flexible payment term from 12 to 72 months
  • Unlike many auto loans, no early payoff penalty

Looking to buy a 1-3 year-old car?

Look to Enterprise.

Federal Credit Union San Antonio | IBEW Credit Union | CPS Credit Union | enterprise car sales

Choose from a wide-variety of pre-owned vehicles equipped with today’s top features. Plus, you can count on Enterprise to offer incredible value at a transparent price with customer service that goes the extra mile.

When it comes to financing, apply for pre-approval with CPS IBEW FCU.
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Quality certified used cars for sale
All used cars for sale at Enterprise are checked by an ASE-Certified technician and must pass a thorough inspection. Every vehicle comes with The Perfect Used Car Package.
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Federal Credit Union San Antonio | IBEW Credit Union | CPS Credit Union | CPS IBEW FCU current rates
Federal Credit Union San Antonio | IBEW Credit Union | CPS Credit Union | CPS IBEW FCU apply now
Federal Credit Union San Antonio | IBEW Credit Union | CPS Credit Union | CPS IBEW FCU NADA guides

Shop cars for sale online—or in person!
 You can view the complete inventory of used cars online. Cars for sale outside your area can be transported to a local dealer.
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Get pre-approved before you shop
 CPS IBEW FCU offers some of the lowest rates in town. Apply for pre approval today and receive a response next business day.
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“With a pre-approved auto loan from the credit union, I walked into the dealership knowing what I could spend, and the amount of the monthly payments. And the dealership couldn’t beat the credit union’s interest rate.”

JARED HOLBROOK

Credit Union Member since 1992