Offering personal lending and financial services to CPS Energy® employees and their families since 1938

Teaching College Students Financial Responsibility

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888.263.3370

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210.353.2376

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800.599.7889

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MEMBER SERVICES

SAVINGS

Open a checking, savings, money market or other account with the CPS IBEW FCU and you’ll earn dividends on your funds. We offer a variety of account types so that you can choose those that best meet your needs.

Federal Credit Union San Antonio | IBEW Credit Union | CPS Credit Union

REGULAR SHARE SAVINGS ACCOUNT

An initial minimum deposit of $5 is required to become a member, which reflects your share of the CPS IBEW Federal Credit Union in San Antonio. Dividends are credited to your account monthly.

Fast Facts

  • No minimum balance
  • $5 minimum deposit to open
  • Dividends paid monthly
  • To open a new account provide your social security card and a second form of ID including birth certificate, passport or state ID
CAN YOUR KIDS PICTURE THEIR FINANCIAL FUTURE?
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Federal Credit Union San Antonio | IBEW Credit Union | CPS Credit Union

YOUTH SAVINGS ACCOUNT

Teaching children to save is a lesson that lasts a lifetime. CPS IBEW FCU makes it easy with our Youth Savings Account:

  • No minimum balance
  • No monthly service fees
  • Dividends paid monthly
  • $5 minimum deposit to open
  • When opening a new account, you need to provide your child’s social security card and a second form of ID which could be birth certificate, passport or state ID
  • Available to children under 18 years old
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CHRISTMAS CLUB ACCOUNT

Plan ahead for holiday shopping with our Christmas Club account!

What’s your favorite way to save for the holidays? Many of us tend to overspend and go into debt during the holidays. Make it a goal this year to build a budget and start a savings plan well in advance. Look at what our Christmas Club account offers:

  • Helps you set money aside to plan ahead for holiday shopping and avoid overspending
  • Makes saving easy with payroll deduction or auto transfer to your account
  • $0 monthly fees
  • Higher interest rate than traditional savings
  • First business day in November Christmas Club funds are transferred into your primary share account
  • Primary share account required to open Christmas Club account. Existing members can come into the Credit Union to open a Christmas Club account. New members need a photo ID (valid TX DL or ID or passport) and SS card.
  • $5 required to open account for new and existing members

Note: $10 fee per withdrawal if money is withdrawn earlier than release date.

Federal Credit Union San Antonio | IBEW Credit Union | CPS Credit Union

CERTIFICATES OF DEPOSIT

Share Certificates of Deposits

We offer Share Certificates of Deposits that require an initial minimum deposit of $1,000.00 and Higher Balance Share Certificates of Deposit that require an initial minimum deposit of $10,000.00 to open these accounts. Both of these accounts have 6-, 12- and 24-month terms available. Rates are subject to change weekly with penalties assessed for early withdrawal. View our deposit rates >>>

Certificates of Deposit

  • $1,000 minimum to open
  • Flexible terms from 6 to 24 months
  • Dividends are calculated using the daily balance method

Jumbo Certificates of Deposit

  • $10,000 minimum to open
  • Flexible terms from 6 to 24 months
  • Dividends are calculated using the daily balance method
Federal Credit Union San Antonio | IBEW Credit Union | CPS Credit Union

MONEY MARKET ACCOUNT

Our interest-bearing money market account has a required minimum balance of $2,500.00. Dividends will be compounded every month and credited to your account monthly. You can make up to six withdrawals or transfers per month. Call or come by and let us assist you in opening your Money Market Account today.

Fast Facts

  • $2,500 minimum balance
  • 6 withdrawals or transfers per month
  • Higher dividends with increased balances
  • Unlimited Deposits
  • Dividends are paid monthly
Federal Credit Union San Antonio | IBEW Credit Union | CPS Credit Union | CPS IBEW FCU current rates