Offering personal lending and financial services to CPS Energy® employees and their families since 1938

LOST OR STOLEN ATM / DEBIT CARD

888.263.3370

CAMDEN LOCATION

210.353.2376

LOST OR STOLEN CREDIT CARD

800.599.7889

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Current Cd Rates
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Deposit Rate Schedule - November, 2, 2023


Share Account Savings

Avg. Daily BalanceDividend Rate (APR)Annual Yield (APY)
0.10%0.10%

Share Draft Account (Checking)

Avg. Daily BalanceDividend Rate (APR)Annual Yield (APY)
$500 and over0.10%0.10%

Money Market Account

Avg. Daily BalanceDividend Rate (APR)Annual Yield (APY)
$2,500 - $9,9991.80%1.80%
$10,000 - $24,9991.85%1.85%
$25,000 and over1.90%1.90%

Christmas Club Account

Avg. Daily BalanceDividend Rate (APR)Annual Yield (APY)
1.00%1.00%

Roth, Educational, Traditional IRA's

Avg. Daily BalanceDividend Rate (APR)Annual Yield (APY)
6 mo.5.25%5.38%

Share Certificates (Certificates of Deposit)

TermMinimum DepositDividend Rate (APR)Annual Yield (APY)
3 mo.$1,0004.40%4.49%
6 mo.$1,0004.90%5.01%
12 mo.$1,0005.15%5.27%
18 mo.$1,0004.65%4.75%
24 mo.$1,0004.40%4.49%

Jumbo Share Certificates (Jumbo Certificates of Deposit)

TermMinimum DepositDividend Rate (APR)Annual Yield (APY)
3 mo.$10,0004.50%4.59%
6 mo.$10,0005.00%5.12%
12 mo.$10,0005.25%5.38%
18 mo.$10,0004.75%4.85%
24 mo.$10,0004.50%4.59%

*The rates appearing on the rate schedule are accurate and effective for deposit accounts as of 11/02/2023 and are subject to change without notice. If you have any questions or require current rate information on your accounts, please call the Credit Union at 210-353-2376

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